Gap Credit Card Login: How To Make Online Payment
Hope you know about Gap Credit Card Login. The Gap Visa card is a co-branded card, a collaboration between the clothing retailer and the credit card issuer. With the Gap Visa card, you will earn 5 points per $1 spent at Gap-branded stores, either in-person or online, and 1 point per $1 spent on all other purchases.
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What Is a Credit Card?
A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company, that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment. Credit cards impose the condition that cardholders pay back the borrowed money, plus any applicable interest, as well as any additional agreed-upon charges, either in full by the billing date or over time. An example of a credit card is the Chase Sapphire Reserve. (You can read our Chase Sapphire Reserve credit card review to get a good sense of all the various attributes of a credit card).
In addition to the standard credit line, the credit card issuer may also grant a separate cash line of credit (LOC) to cardholders, enabling them to borrow money in the form of cash advances that can be accessed through bank tellers, ATMs or credit card convenience checks. Such cash advances typically have different terms, such as no grace period and higher interest rates, compared to those transactions that access the main credit line. Issuers customarily pre-set borrowing limits, based on an individual’s credit rating. A vast majority of businesses let the customer make purchases with credit cards, which remain one of today’s most popular payment methodologies for buying consumer goods and services.
Issued by Synchrony, the $0-annual-fee card is geared toward those who want to save on clothing purchases. Unlike some other store card options, your rewards don’t come in the form of cash back. You simply earn points that you can later redeem when you shop within the Gap family.
The Best Five (5) Benefits Of Use Gap Credit Card
Here are the five best benefits from Gap credit card to their customers. As the Gap Credit Card holder you are entitle to earn 5 point for any $1 you spend at Gap.
1>>>As a Gap Credit Card Holder Can earn elevated rewards at Gap and sister brands
For sure Gap Visa Credit Card rewards you for shopping specifically at Gap. But you will also earn elevated rewards using the card at other retailers under the Gap umbrella, which includes Gap Factory, Old Navy, Banana Republic and Athleta:
- Earn 5 points for every $1 spent at Gap and qualifying brands, both in store and online.
- Earn 1 point for every $1 spent everywhere else Visa is accepted.
2>>> Those rewards can be used only within the brand
If your goal is primarily to earn discounts on future Gap-brand purchases, this card can deliver. For every $100 you spend on the card at a qualifying store, you’ll earn enough for a $5 discount the next time you shop at a store in the Gap family. But the fine print is a maze of rules and restrictions. For example:
- Rewards are issued in $5 increments, between $5 and $50 in value. You can redeem up to three rewards in store, or up to five online or over the phone.
- Regardless of how much you spend, you can only earn up to $250 in rewards during a billing cycle. Any earned rewards in excess of that amount will carry forward to the next billing cycle.
- When you redeem points, the value of your purchase must be larger than the amount of your redemption (in other words, there’s no such thing as a free chambray shirt). You must pay the difference with your Gap Visa® Credit Card.
3>>> As a Card holder you will have big discounts
The card’s ongoing rewards are nice, but its discounts may be even more valuable. For starters, you can save 20% and snag free shipping on your first purchase at Gap or Gap Factory stores with the card, as long as you make the purchase within 30 days of opening your account.
The card also offers an extra 10% off every time you shop at Gap and Gap Factory stores.
Stacked with the card’s existing rewards, that could add up to some serious savings on clothing.
4>>>Big spenders can earn Silver status
Earn 5,000 reward points within a calendar year and get upgraded to a Gap Silver account. This status comes with a host of money-saving perks including:
- A quarterly points bonus of 20% of your rewards earned that quarter.
- One choose-your-own-sale day.
- Free three- to-five-day business day shipping.
- Free basic alterations on apparel purchased at Banana Republic in store or online.
5>>>Steer clear if you plan to carry a balance
The ongoing APR is 25.99% Variable. So even if you save a pile of money using the deals and discounts offered by the Gap Visa® Credit Card, make sure you are able to pay your balance in full every month. Otherwise, the outsize interest rate is sure to negate your initial discounts.
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What score do you need for a Gap credit card?
Compare to other cards
|Gap Visa® Credit Card||AAdvantage® Aviator® Red World Elite Mastercard®||AAdvantage® Aviator® Silver Mastercard®|
|Recommended Credit Score 630850average – excellent||Recommended Credit Score 690850good – excellent||Recommended Credit Score 720850excellent|
How To Make An Online Payment With Your Gap Credit Card
Here are the different ways through you can make your online payment with Gap Credit Card as a card holder.
But first of all you have to register your Gap Credit Card. Which after that process, you can log in to complete the payment. Here’s how:
- Go to their official website through this link login page and log in to your Gap credit card account.
- Click Pay your bill
- Then enter your bank name, checking account number and bank routing number.
- Select the amount you want to pay. You can make the minimum payment due, or pay the balance from your previous statement, your current balance or any amount up to your current balance.
- finally Submit your payment.
1>>>How To Make a Gap Credit Card Payment Through Mail
If you are making your payment through your kindly follow this address below and make your payment.
For Gap store cards, use this payment address:
P.O. Box 960061
Orlando, FL 32896-0061
For Gap Visa cards, use this payment address:
Gap Visa/Synchrony Bank
P.O. Box 960013
Orlando, FL 32896-0013
2>>>How To Make a Gap Credit Card Payment through Phone
As an Card holder Gap also allows you to make credit card payments over the phone for free. To pay by phone, gather your credit card number, bank account number and bank routing number is below
Call Gap credit card services at 800-887-1198. Or call 866-450-4467 for Gap Visa credit cards. Follow the automated prompts to schedule your payment. There is no fee to use the automated system, but you will be charged for expedited payments made through a customer service representative.
How To Contact The Gap Credit Card Customer Care Service
Here are Gap Credit Card Customer care service in case if you have any challenges with credit card account just kindly contact them through the follow phone number below.