Barclaycard Credit Card Login: How To Make Online Payment

Published by Emeka Joseph on

Barclaycard Credit Card Login: How To Make Online Payment

Barclaycard Credit Card Login. credit card is a fast and flexible way to borrow money. While your debit card will take money from your account immediately, a credit card allows you to buy now and settle your bill at a later time (conditions apply). Get your Barclaycard Credit Card Login for your online transaction and all that.

How To Choose The Right Credit Card:

There is a lot to consider when deciding whether to get a credit card, such as how much you can afford to pay back each month and what benefits you want from your card. Some of the main things you should consider are:

  1. Annual fees. Some cards have annual fees but may offer extra benefits such as travel insurance and concierge services in return. Sometimes the annual fee doesn’t apply for the first year, so work out how much it will cost in the long-term.
  2. Interest rates. Unless your card has a 0% interest period, you’ll pay interest on any borrowed money you don’t repay each month. The amount of interest can vary a lot depending on which card you choose or can be accepted for.
  3. Fees for using the card abroad. If you’re planning to spend on credit while on holiday, it’s best to choose a travel credit card, otherwise you could be charged withdrawal and exchange rate transaction fees. Check out our guide on travel credit cards for more information.
  4. Balance transfer fees. If you already have credit card debt that you’re paying interest on, or if you develop some later down the line, moving it to a new card with 0% interest for a set period can be a good idea. There is usually a fee for doing this, although you could easily end up saving enough to cover the fee and pay off your balance sooner, and hopefully before the interest period ends. We have a guide on how to find the best balance transfer credit card.

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Everything you need is at your fingertips

It’s easy to manage your Barclaycard using our online account services, and we’ve put together some handy step-by-step guides to help you get started – from registering for the first time, to logging in and paying your bill.

Register for Barclaycard online servicing

Make sure you have these to hand:

  • Your Barclaycard
  • Your credit limit – you’ll find this on your latest statement and the letter that came with your card

Don’t forget

  • You’ll need to be the main cardholder to register
  • You’ll need to finish registering within five minutes, to protect your account
  • Make sure you’ve enabled cookies in your browser – it’ll mean we can get you to the right page and help you log in as quickly as possible
  1. Visit our registration page
  2. Enter your 16-digit card number, CVV, expiry date, your current credit limit and your date of birth
  3. Follow the on-screen instructions to create a username, passcode and memorable word
  4. Enter your email address to get digital statements, and confirm how you’d like us to contact you
  5. Confirm you’ve read, and agree to, the Barclaycard terms and conditions
  6. Click ‘Register’
  7. You are done – you can now log into your account and manage your Barclaycard online
  8. See this picture below for understanding
Barclaycard Credit Card Login: How To Make Online Payment
Barclaycard Credit Card Login: How To Make Online Payment

Watch how to register for online servicing

https://www.media.barclays.co.uk/player?id=182593-8888994&width=604&height=340&s=embedOpen accessibility panel / video player controls

Log in to online servicing

Make sure you have these to hand:

  • Your Barclaycard
  • Your passcode and memorable word

1. Visit our login page
2. Enter your username or ID number, or click ‘Use your 16-digit card number instead?’ and enter your card number. Then click ‘Next’
3. Enter your 6-digit passcode, then click ‘Next’
4. Enter the required characters from your memorable word, then click ‘Log In’

From time to time, you’ll be asked to confirm it’s you in an extra step, either by entering the 3-digit security code (CVV) from the back of your Barclaycard, or by entering a one-time verification code sent to you via text message. Find out more about confirming it’s you.

Forgotten your login details?

Don’t worry – it happens. If you have forgotten any of your login details, visit our guide and follow the instructions to reset your details.

Make sure you have your Barclaycard and mobile phone handy.

Pay your bill

  1. Log in to your Barclaycard online servicing account
  2. From your account summary page, choose ‘Pay your bill’, then ‘Make a payment’
  3. Choose how much you want to pay – your full statement balance, your minimum payment amount, or another amount. You can pay less than your minimum amount – just remember to top it up to the minimum amount before your payment due date. Click ‘Next’
  4. Choose a debit card, or click ‘Pay with a new card’ and follow the instructions. Click ‘Next’
  5. Confirm your payment amount and payment method, then click ‘Pay now’
  6. We’ll send you confirmation that your payment has been made
  7. See this picture below for more understanding
Barclaycard Credit Card Login: How To Make Online Payment

You can also pay your bill online – just click on the ‘Payments’ menu at the top of the screen. Choose ‘Make a payment by debit card’ then follow the on-screen instructions. You can also set up a Direct Debit to help you manage your payments.

Set up or edit a Direct Debit

  1. Log in to your Barclaycard online servicing account
  2. Click on ‘Set up a Direct Debit’ from the summary page
  3. Choose the amount you’d like to pay each month
  4. Enter your bank details
  5. Check the boxes to confirm that you understand the terms, then click ‘Set up Direct Debit’
  6. Confirm your details and your Direct Debit will be set up

If you want to change your Direct Debit:

  1. Click on ‘Make a payment’ from the summary page
  2. Select the ‘Your Direct Debit’ tab
  3. Click ‘Change amount’
  4. You can then select the minimum payment, the amount on your statement, or a different amount
  5. If you’d like to change your bank details, click ‘Change details’
  6. Complete the form and click ‘Confirm’

If you want to cancel your Direct Debit:

  1. Click on ‘Make a payment’ from the summary page
  2. Select the ‘Your Direct Debit’ tab
  3. Click ‘Cancel your Direct Debit’
  4. To confirm, click ‘Submit’

What’s a representative example?

The representative examples you see in our offers give you an idea of how much it could cost if you borrowed £1,200 in a year.

Lenders show representative examples on their financial promotions, or adverts, to follow industry laws and regulations. This helps you compare different products and provides a guide on how much taking out credit could cost.

Here’s what a typical Representative example looks like:

Representative example

Representative APR21.9% APR(variable)Purchase rate21.9% p.a.(variable)Based on a£1,200credit limitAnnual FeeNo annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

The numbers in a representative example are only a guide

  • The APR and purchase rate in the representative example are illustrative. If your application is accepted, the rate you actually get will depend on your personal circumstances.
  • Once you have a card, your rates might change depending on how you use it, for example, whether you make your monthly payments on time.
  • Our purchase rates, as well as cash rates that aren’t covered in the representative example, move in line with the Bank of England Base Rate.

What is Assumed credit limit?

The assumed credit limit of £1,200 is a figure that lenders use so you can easily compare products. If your application is successful, the credit limit you actually get will depend on your circumstances. 

What does APR mean?

APR (Annual Percentage Rate) is a rate that shows you how much you’ll pay back in interest over a year. The APR figure includes any annual fee you have to pay for taking out the card. 

What does p.a. mean?

p.a. stands for per annum which just means yearly or annually.

What does purchase rate mean?

Purchase rate is the interest rate we charge when you use your credit card to buy something. You won’t be charged interest on purchases if you pay off your full balance each month. Our purchase rate is a compound rate which you can find out more about in our understanding interest section.

What does variable mean?

A variable rate isn’t fixed, so it can change in certain circumstances, for example, if you miss your monthly payments. It will also move in line with the Bank of England Base Rate.

Categories: Credit Cards

Emeka Joseph

Emeka Joseph is the founder of Login Guidelines. By the help of this blog, he relates with every customer of different banks and institutions for their login and admin support. He writes the guides for different banks and institutions login and signup on their online platforms.

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